Russian banks are not ready to return to the crisis.

Banks of the Russian Federation were not ready to repeat the crisis events that occurred in 2008. It is reported by the newspaper "Vedomosti", referring to the stress test of the Bank of Russia.For example, if the repeated shocks to the market, almost a third of Russian banks have violated regulations of the Central Bank, after which the regulator would have to deny them a license. For example, a stress test of the Central Bank showed that in this scenario, the banking system could lose almost half of its capital.The scenario laid in a stress test of the Bank of Russia provides an outflow of deposits at the level of 10-20% (as it was in October 2008). Stock indices have to fail at 50% and the ruble - to depreciate by 20% (in 2008, RTS and MICEX lost 71.4 and 66.5%, respectively, and the ruble has depreciated by 16.8%).The Central Bank has estimated that due to the increase of the delay of loans banks could lose almost a quarter of the capital. In addition, the depreciation of securities the banks will deprive another 12.7% of the capital, and the outflow of customer and interbank lending takes another 13.8% of the capital. As a result, 321 of the bank capital adequacy ratio falls below the minimum level of 10%. At these banks, the Central Bank estimates, accounts for 50.8% of banking system assets.Experts point out that raising capital in the banks seem to spell a loved one, when in the course are any tricks.